National Bank of Pakistan NBP Jobs Agriculture Finance Officer

National Bank of Pakistan NBP Jobs Agriculture Finance Officer

Organization: National Bank of Pakistan NBP    

Position: Agriculture Finance Officer  

“The Nation’s Bank,” National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile, and sustainable Bank.

In line with their strategy, the Bank is looking for a highly motivated, confident, and career-oriented individual in the area of Inclusive Development as Agriculture Finance Officer – OG III.

PLACE OF POSTING: Abbottabad, Bahawalpur, Bannu, Dera Ghazi Khan, Faisalabad, Gwadar, Gilgit, Gujranwala, Gujrat, Hyderabad, Islamabad, Jhang, Karachi, Lahore, Larkana, Mansehra, Mardan, Mianwali, Mirpurkhas, Multan, Muzaffarabad A.K, Quetta, Rawalakot, Rawalpindi, Sahiwal, Sargodha, Sheikhupura, Sialkot, Sukkur, Vehari

ELIGIBILITY CRITERIA

Education / Qualification

• Minimum Graduation or equivalent from a local or international university/college/institute recognized by the HEC with at least 60% marks or minimum CGPA 2.5, preferably in Agriculture / Agribusiness / Business / Marketing / Economics or a related field

Age

• Maximum 26 years (as on last date of submission of application)

Experience

• Candidates having 1-2 years of relevant banking experience would be preferred
• Fresh Graduates are also encouraged to apply

OUTLINE OF MAIN DUTIES / RESPONSIBILITIES

• Market agriculture financing products to existing and prospective clients
• Achieve assigned agriculture business targets, including number of borrowers, outstanding, and disbursement targets (both amount-wise and account-wise)
• Focus on meeting performance metrics related to new client acquisition and portfolio growth
• Develop and execute a monthly activity plan for marketing new clients in coordination with the Team Leader and Regional Agri. Head
• Assist borrowers with loan application processes and provide guidance on required formalities
• Collect and verify all required documentation to ensure smooth processing
• Conduct on-site visits to verify business operations, crops, revenue records, and other details mentioned in loan applications
• Evaluate collateral offered by borrowers, identifying any encumbrances or existing indebtedness
• Ensure thorough assessment of collateral to mitigate risks
• Prepare, recommend, and submit credit proposals to the approving authority within the defined turn-around-time (TAT)
• Ensure compliance with pre-disbursement conditions and facilitate timely loan disbursements in collaboration with CAD
• Monitor and ensure timely recovery of loans and markup payments
• Meet clean-up requirements as per regulatory guidelines and approved terms
• Minimize non-performing loans (NPLs) through timely renewals & recoveries
• Provide technical support to farmers on efficient fund utilization and adoption of modern farming practices to improve yield and profitability
• Deliver exceptional customer service to ensure a seamless and positive experience for clients
• To perform any other assignment as assigned by the supervisor(s)

OTHER KNOWLEDGE / COMPETENCIES

• Service Orientation
• Interpersonal & Communication Skills
• Business Acumen
• Innovation
• People / Self Development
• Analytical Ability
• Effective Team Player
• Knowledge of MS Office Applications

Application and Selection Procedure

• Interested candidates may visit the website www.sidathyder.com.pk/careers and apply online within 10 working days from the date of publication of this advertisement as per given instruction
• Candidates should complete all the fields provided on Web Portal and upload their CV, CNIC, Educational documents (Mark sheet / Transcript), and Experience Letters (if any) in either Word or PDF format
• There should be one (1) attachment per tab, size must be less than 10MB per attachment
• Information/application received after due date or incomplete/false in nature will result in rejection of the application
• No TA / DA will be admissible for test/interview
• Candidates will be evaluated strictly based on the defined eligibility criteria
• Shortlisted candidates will be required to appear for a mandatory online test. Further processing may include group discussion and panel interviews
• Bank reserves the right to reject or accept any applicant’s suitability to meet the vacant positions
• The employment will be on a contractual basis for 03 years which may be renewed on discretion of the Management
• In case of selection, candidates will be required to serve at their initial place of posting for a minimum period of three years and no request for transfer will be entertained

National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.  

Last Date to Apply: 12 February 2025 

Published Date: 02 February 2025

Newspaper: Express Tribune

National Bank of Pakistan NBP Jobs Agriculture Finance Officer