Standard Chartered Bank SCB Jobs October 2024

Standard Chartered Bank SCB Jobs October 2024

Organization: Standard Chartered Bank SCB

Position: Specialist, Financial Crime Surveillance Operations

Job Summary: Support the implementation of the Financial Crime Surveillance Operations strategy by escalating appropriate Financial Crime Compliance and Anti Money Laundering surveillance issues and executing activities in line with guidance documents, Group requirements and regulatory expectations.

Key Responsibilities

•    Maintain thorough knowledge of bank products across all segments (i.e. retail, commercial, private, correspondent banking and trade) and the ability to execute end-to-end investigations across all segments.
•    Support relevant stakeholders to make decisions based on current and possible future policies, practices, and trends.
•    Keep track of and provide advice to relevant stakeholders on the interpretation and application of regulatory expectations, laws, best practices and policies related to Financial Crime Compliance.
•    Day to day processing of Quality Control reviews on Transaction Monitoring, Trade Based Money Laundering Investigation, Transaction Screening and Name Screening cases in line with  procedures and in a timely manner within agreed TAT’s whilst maintaining Quality Control/Quality Assurance results in line with Group and local expectations.
•    Understand technical aspects of systems relevant to List Management, Customer Due Diligence, Client Risk Assessments, Name and Transaction Screening, Anti Money Laundering Monitoring and Case Management.
•    Inform Line Manager / Senior Management and relevant regulators of serious regulatory breaches (or where risk tolerances have been breached) and ensure that actions are taken quickly to remediate and/or activities are ceased.
•    Map risks, quantify the potential impact and escalate where necessary.
•    Provide intelligence (to internal forums) on specific clients, client-types and emerging risk typologies.
•    Ensure the suitability and quality of case data maintained on enterprise case management systems.
•    Partner with legal counsels for advice on technical matters.
•    Propose control improvements, enhancements and simplifications where appropriate.
•    Support all control checks undertaken by Financial Crime Surveillance Operations under the Operational Risk Framework .
•    Collate, analyses and interpret data in reports.
•    Analyze and interpret data to produce reports that help the bank identify and manage emerging areas of risk / vulnerability and support in remediation actions within the Financial Crime Surveillance Operations function.

Location: Karachi Apply

Position: Business Banking, Relationship Manager

Job Summary: Drive sales growth by achieving targets and soliciting new Small and Medium Enterprise customers in line with the Bank’s sales strategy. Keep the customers informed of products, services, promotions and cross-sell to expand the SME portfolio. Grow and maintain the a potential customer base for business development and ensure adherence to risk and policy standards in managing the existing client base.

Key Responsibilities:

•    Achieve the agreed sales target as given by the Team Leader. 
•    Solicit fresh customers as per agreed Bank’s sales policy, strategy, and targets. 
•    Ensure Account Opening procedures are strictly adhered to as per policies and guidelines. 
•    Promote the highest level of customer service and responsiveness to Consumer Banking Customers. 
•    Visit existing Business Banking Customer for relationship deepening. 
•    Intelligently access the needs and problems of the existing customers and guide them in the best solution of their queries and concerns. 
•    Monitor customers fund movement and identity where customers fall below criteria level. 
•    To follow the sales management process on a regular basis and submit required reports to the Branch Manager on a timely basis. 
•    Maintain close coordination with the Operations staffs to provide prompt and excellent service to the bank’s customers. 
•    Ensure the highest standards of know-your-customer requirements supported by documentation. 
•    Ensure credit portfolio is managed in an efficient manner with zero expired facilities. 
•    To ensure that the branch premises maintains highest standards of hygiene, cleanliness, and comfort. 
•    AML-Report monitoring – review & responding to reports daily, weekly, and monthly and highlighting any suspicious activities. 
•    Suspicious Transaction / Activity monitoring & timely closures of STRs raised. 
•    Monitor and follow AML guidelines – in compliance with Policy to ensure zero issues raised in ICD/Group/SBP Audits. 
•    Raise staff awareness through training and implement Group & Local policies on MLP – through master classes and other OL designed training programs. 
•    Ensure that exceptions from MLP reports are disposed properly and timely. 
•    Ensure backlogs are strictly tracked and escalated to appropriate levels – e.g. STR, CDD expiries, Daily AML queries or any other AML-related concerns raised. 
•    Ensure that MLP records are kept according to the record retention guidelines. 

Location: Sialkot Apply

Position: Branch Manager

Job Summary: Consistent delivery of sales targets with a view to remain apart with the monthly run-rate

Key Responsibilities

• Directional sing the sales effort through development and execution of structured sales plans based on sound knowledge of market variables and customer needs.
• Spearhead efforts for marketing new relationships
• Pro-actively gear up sales efforts, in line with changes in business strategy, constantly innovating and providing tailor-made solutions.
• Foster a culture for teamwork through encouraging cross-selling efforts across all channels within the branch and other Consumer Banking units.
• Enhancement of the bank’s image by maintaining a customer friendly and vibrant environment within the branch, community activities, and close contact with other service providers and external business partners.
• Liaise with Marketing and contribute in the development of new products and actively participate in launching products like staff training, campaigning and monitoring of business targets, to derive maximum mileage out of rollout

Location: MultanApply

Position: Mortgage Specialist

Job Summary

The position is responsible to acquire the prospect customer with a solution-based approach by understanding the customer’s business needs for lending (specifically Home finance) with the aim of enhancing revenue, identifying opportunities and providing value added solutions, therefore achieving long term sustainable growth

Key Responsibilities

• Assists clients in navigating the mortgage application process. 
• offering expert advice on Home Finance options and financial products.
• evaluate client financial situations.
• Strong communication and analytical skills are essential, as well as a thorough understanding of mortgage regulations and market trends.

Strategy
•    Evaluate and recommend approval of commercial and residential real estate finance. 
•    Advise borrowers on financial status and methods of payments. 
•    Meet in person with prospect customers to obtain information for loan applications, perform need base analysis and to answer questions about the process. 
•    Analyse applicants’ financial status, credit worthiness, and property expected value to determine feasibility of granting loans. 
•    Explain to customers different types of available product options as well as the terms and features of those services / products with special emphasis on Home finance

Business

•    Meet Business objectives by delivering Month on Month sales budgets and ensuring to deliver Rupees 3.6MM NSR per quarter
•    On boarding 3 units in a quarter (secured Asset commercial booking) as per the score card requirement.
•    Evaluate and recommend approval of commercial and residential real estate finance. 
•    Advise borrowers on financial status and methods of payments. 
•    Meet in person with prospect customers to obtain information for loan applications, perform need base analysis and to answer questions about the process. 
•    Analyse applicants’ financial status, credit worthiness, and property expected value to determine feasibility of granting loans. 
•    Explain to customers different types of available product options as well as the terms and features of those services / products with special emphasis on Home finance
•    procedures of bank and business.
•    Stay abreast with changing market dynamics and developments and act in accordance to customer’s need.

Processes

Ensure compliance with group policy standards, local laws and regulations, and controls and procedures of bank and business.

Risk Management

•    Responsible to adhere and commit to Group code of Conduct.
•    Responsible to report all irregular/suspicious activities to the line manager.  
•    Responsible to maintain good behaviour & integrity with customers and internal stakeholders at all times
•    To ensure that all terms & agreements in contract are understood and followed during the course of the job
•    To stay equipped on AML/CDD guidelines/policies/procedures/compliance framework and audits

Location: LahoreApply

Standard Chartered Bank SCB Jobs October 2024